GEICO offers a wide range of auto insurance coverage options designed to meet the different needs of drivers. Whether you’re looking for basic protection or comprehensive coverage, GEICO offers flexible policies to keep you financially secure on the road.
Liability Insurance
In most states, liability insurance is required by law to cover the damage you cause to others in an accident. GEICO offers liability coverage for bodily injury and property damage to ensure you’re covered for medical bills, vehicle repairs, or legal expenses if you’re at fault.
Collision Coverage
If your car is damaged in an accident, collision coverage will pay for repairs regardless of who’s at fault. This type of coverage is especially useful for newer or financed vehicles and can give you peace of mind if an accident occurs.
Comprehensive Insurance
Comprehensive coverage protects against non-collision related damages, such as theft, vandalism, natural disasters, or hitting an animal. GEICO’s comprehensive coverage is ideal for drivers who want comprehensive protection for their vehicle.
Uninsured and Underinsured Motorist Coverage
This coverage protects you if you are involved in an accident with an uninsured or underinsured driver. GEICO ensures that you will not have to pay out of pocket for damages or medical bills in this situation.
Medical Payments and Personal Injury Protection (PIP)
GEICO offers medical expenses and PIP coverage to help pay for your and your passengers’ medical expenses after an accident. PIP can also pay for lost wages and other related expenses, depending on your policy and state requirements.
Rental Car Damage Waiver
GEICO’s Rental Car Compensation insurance pays for your rental car if your car needs repairs due to a covered claim. This coverage allows you to continue driving while your vehicle is being repaired.
Emergency Roadside Assistance
GEICO offers roadside assistance for emergencies such as a flat tire, dead battery, or lockout. This optional add-on provides 24/7 support, so you’re never without help.
Mechanical Breakdown Insurance (MBI)
For newer cars, GEICO offers mechanical breakdown insurance, which covers repairs for mechanical defects not related to normal wear and tear. It’s an affordable alternative to an extended warranty.
Rideshare Insurance
If you drive for a service like Uber or Lyft, GEICO’s rideshare insurance can bridge the gap between your personal auto insurance and the coverage offered by the rideshare company. This ensures you’re fully protected while you’re on the road.
Finally,
GEICO has auto insurance coverage options to meet the needs of every driver. Whether you want basic liability protection or comprehensive coverage with extras like roadside assistance or ride-sharing coverage, GEICO has flexible solutions to keep you safe on the road.
